Due to the substantial rates of declines for executor liability insurance, this section is only for executors if a policy wasn't put in place by the testator (at https://www.executorprotector.com/ )
If you don't have coverage, you should apply as soon as possible. One of the primary reasons that executors are declined for coverage is because they wait too long to apply and have already undertaken tasks in settling the estate which can result in automatic disqualification.
Estate risks increase the likelihood of estate litigation because they:
Executor insurance is a modest estate expense. Estate litigation is a significant personal expense.